/* =============================================================
 * NNG Credit Form overrides
 * Layered on top of shared `forms-base.css`.
 * ============================================================= */

.nng-form.credit-form {

	/* Keep credit form narrower than generic forms. */
	width: min(960px, 100%);
}

/* Step containers (only the active step is visible). */
.nng-form.credit-form .form-step {
	display: flex;
	flex-direction: column;
	gap: var(--nng-gap);
}

.nng-form.credit-form .form-step[hidden] {
	display: none;
}

/* Keep split phone/fax labels aligned to the standard label column. */
.nng-form.credit-form .form-row > .form-label {
	flex: 0 0 var(--nng-label-width);
	max-width: var(--nng-label-width);
}

/* Previous button (Step 2+). Sits on the left of the footer cluster. */
.nng-form.credit-form .form-footer .previous {
	margin-right: auto;
}

/* Conditional reveal section (Step 2 prior name & address). */
.nng-form.credit-form .conditional-section {
	display: flex;
	flex-direction: column;
	gap: var(--nng-gap);
	margin: 0.25rem 0 0.5rem;
	padding: 1rem 1.25rem;
	background: var(--nng-color-surface);
	border: 1px solid var(--nng-color-border);
	border-left: 4px solid var(--nng-color-accent);
	border-radius: var(--nng-radius-sm);
}

.nng-form.credit-form .conditional-section[hidden] {
	display: none;
}

.nng-form.credit-form .conditional-intro {
	margin: 0;
	color: var(--nng-color-text-muted);
	font-size: var(--nng-font-size-sm);
	font-weight: 600;
}

/* Step 3 owner cards. */
.nng-form.credit-form .step-intro {
	margin: 0 0 0.5rem;
	color: var(--nng-color-text-muted);
	font-size: var(--nng-font-size);
}

.nng-form.credit-form .owner-panel {
	margin: 0;
	padding: 0;
	background: var(--nng-color-surface);
	border: 1px solid var(--nng-color-border);
	border-radius: var(--nng-radius-sm);
	overflow: hidden;
}

.nng-form.credit-form .owner-panel + .owner-panel {
	margin-top: 0.75rem;
}

.nng-form.credit-form .owner-summary {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 0.75rem;
	padding: 0.875rem 1.25rem;
	color: var(--nng-color-primary);
	font-size: var(--nng-font-size);
	font-weight: 600;
	cursor: pointer;
	list-style: none;
	user-select: none;
}

.nng-form.credit-form .owner-summary::-webkit-details-marker {
	display: none;
}

.nng-form.credit-form .owner-summary::before {
	content: "▸";
	display: inline-block;
	margin-right: 0.5rem;
	color: var(--nng-color-text-muted);
	transition: transform 150ms ease;
}

.nng-form.credit-form .owner-panel[open] > .owner-summary::before {
	transform: rotate(90deg);
}

.nng-form.credit-form .owner-summary:focus-visible {
	outline: 2px solid var(--nng-color-focus);
	outline-offset: -2px;
}

.nng-form.credit-form .owner-summary__label {
	flex: 1 1 auto;
}

.nng-form.credit-form .owner-summary__badge {
	flex: 0 0 auto;
	padding: 0.125rem 0.5rem;
	background: var(--nng-color-primary);
	color: var(--nng-color-primary-contrast);
	font-size: var(--nng-font-size-sm);
	font-weight: 600;
	border-radius: 999px;
	text-transform: uppercase;
	letter-spacing: 0.04em;
}

.nng-form.credit-form .owner-summary__badge--optional {
	background: var(--nng-color-surface-2);
	color: var(--nng-color-text-muted);
}

.nng-form.credit-form .owner-panel__body {
	display: flex;
	flex-direction: column;
	gap: var(--nng-gap);
	padding: 1rem 1.25rem 1.25rem;
	border-top: 1px solid var(--nng-color-border);
	background: var(--nng-color-bg);
}

/* Two-column layout for Step 6 (Banking & Finance). */
.nng-form.credit-form .step-columns {
	display: grid;
	grid-template-columns: 1fr;
	gap: var(--nng-gap);
	margin: 0.5rem 0 0;
}

.nng-form.credit-form .step-column {
	display: flex;
	flex-direction: column;
	gap: var(--nng-gap);
	padding: 1rem;
	background: var(--nng-color-surface);
	border: 1px solid var(--nng-color-border);
	border-radius: var(--nng-radius-sm);
}

.nng-form.credit-form .step6-fields {
	display: flex;
	flex-direction: column;
	gap: var(--nng-gap);
}

.nng-form.credit-form .step-column .field-error {
	margin-left: var(--nng-label-width);
	flex-basis: 100%;
}

.nng-form.credit-form .column-title {
	margin: 0 0 0.5rem;
	color: var(--nng-color-text-primary);
	font-size: var(--nng-font-size-lg);
	font-weight: 600;
}

/* Reference sections (Step 7). */
.nng-form.credit-form .reference-section {
	display: flex;
	flex-direction: column;
	gap: var(--nng-gap);
	padding: 1rem;
	margin: 0.5rem 0 0;
	background: var(--nng-color-surface);
	border: 1px solid var(--nng-color-border);
	border-left: 4px solid var(--nng-color-accent);
	border-radius: var(--nng-radius-sm);
}

.nng-form.credit-form .section-label {
	display: flex;
	align-items: center;
	margin: 0 0 0.5rem;
	color: var(--nng-color-text-primary);
	font-size: var(--nng-font-size-lg);
	font-weight: 600;
	gap: 0.5rem;
}

.nng-form.credit-form .required-badge,
.nng-form.credit-form .optional-badge {
	flex-shrink: 0;
	padding: 0.125rem 0.5rem;
	font-size: var(--nng-font-size-sm);
	font-weight: 600;
	border-radius: 999px;
	text-transform: uppercase;
	letter-spacing: 0.04em;
}

.nng-form.credit-form .required-badge {
	background: var(--nng-color-primary);
	color: var(--nng-color-primary-contrast);
}

.nng-form.credit-form .optional-badge {
	background: var(--nng-color-surface-2);
	color: var(--nng-color-text-muted);
}

@container (max-width: 720px) {

	.nng-form.credit-form {
		margin: 0;
		border-radius: 0;
		border-left: 0;
		border-right: 0;
	}

	.nng-form.credit-form .form-row > label,
	.nng-form.credit-form .form-row > .form-label,
	.nng-form.credit-form .form-row > legend {
		flex-basis: 100%;
		max-width: 100%;
		padding-top: 0;
	}

	.nng-form.credit-form input,
	.nng-form.credit-form select,
	.nng-form.credit-form textarea,
	.nng-form.credit-form .inline {
		max-width: 100%;
	}

	.nng-form.credit-form .field-error {
		margin-left: 0;
	}

}

/* Reduced motion. */
@media (prefers-reduced-motion: reduce) {

	.nng-form.credit-form *,
	.nng-form.credit-form *::before,
	.nng-form.credit-form *::after {
		transition: none !important;
	}
}